Business Focused Analytics – The Starting Point

Having been a Business Intelligence practitioner for the last 13 years, there has never been a more exciting time to practice this art, as organizations increasingly realize that a well implemented BI & Analytics system can provide great competitive advantage for them. This leads us to the question of – ‘What is a well implemented BI system?’ Let us follow the Q&A below.

Q: What is a well implemented BI system?

A: A well implemented BI system is one that is completely business focused.

Q: Well, that doesn’t make it any easier. How can we have BI that is completely business focused?

A: BI & Analytics becomes completely business focused when they have ‘business decisions’ as the cornerstone of their implementation. The starting point to build / re-engineer a BI system is to identify the business decisions taken by business stakeholders in their sphere of operations. Business decisions can be operational in nature (taken on a daily basis) and/or strategic (taken more infrequently but they tend to have a longer term impact). To reiterate, the starting point for BI is to catalog the business decisions taken by business stakeholders and collect the artifacts that are currently used to take those decisions.

Q: The starting point is fine – What are the other pieces?

A: The next step is to identify the metrics and key performance indicators that support decision making. In other words, any metric identified should be unambiguously correlated to the decision taken with the help of that metric and by whom. Next we need to identify the core datasets in the organization. Please refer to my earlier blog post titled ‘Thinking by Datasets’  on this subject.

Q: What about the operational systems in the landscape? Aren’t they important?

A: Once we have documented the relationship between Business Decisions to Metrics to Datasets, we need to focus on the transactional applications. The key focus items are:

• Inventory of all Transactional Applications
• Identify the business process catered by these applications
• Identify the datasets generated as part of each of business process
• Next step is to drill-down into individual entities that make up each of the datasets
• Once the Facts & Dimensions are identified from the entities, sketch out the classic ‘Bus Matrix’ which would form the basis for dimensional data modeling

 

Q: All this is good if we are building a BI system from scratch – How about existing BI systems?

A: For existing BI applications, the above mentioned process could be carried out as a health-check on the BI landscape. The bottomline is that every single report / dashboard / any other analytical component should have traceability into the metrics shown which should then link to the decisions taken by business users. BI & Analytics exist to help organizations take better business decisions and that defines its purpose & role in an enterprise IT landscape.

The answers mentioned above provide the high-level view of Hexaware’s approach to Business Intelligence projects. We have worked with many organizations across industries and a business focused analytical approach has provided good value for our customers.

Thanks for reading. Please do share your thoughts.

Bad Credit Payday or Cash Advance Loans - No Credit Check Required

If you are in need of extra cash until pay day, you may want to consider applying for a pay day or check loan online. A pay day loan can be obtained online and with no credit check. Bad credit will not disqualify you from qualifying for a pay day loan. You can use the money for what ever purpose necessary and the money can often be deposited into your checking account the very same day you apply. All you need is a checking account, and a steady source of income and you can get up to 1000 dollars or more deposited directly into your checking account.

A pay day loan is designed to fulfill your short-term financial needs and should not be used as a regular lending source. The fees charged for pay day loans can be higher than a traditional loan from your bank and should only be used to solve temporary or emergency financial crises. Repeatedly obtaining pay day loans can cost you a lot of money if you extended your pay off date numerous times or if you continually borrow against your next pay check. If a short term pay day loan is the best choice for you, you can be approved and have up to 1000 dollars or more deposited into your checking account sometimes as soon as the very same day you apply.

Pay day loan interest rates vary from company to company. Some lenders offer discount rates for new or returning customers. After supplying the pay day loan company with the required information, usually your name, address, employment and banking information, you can be approved in as little as one hour and the funds can often be in your checking account the very same day. Occasionally you may be required to fax your last pay check stub and bank statement prior to approval, but the funds can still be deposited into your checking account very quickly.

Bad credit should not stop you from applying for a pay day loan. There will be no credit check, only the verification of the information you supply. Pay day loan companies do not check your credit report or contact your employer, except as necessary to verify employment. Applying and getting approved is quick and convenient. Online lenders can approve you application quickly and you'll have the cash you need as soon as the very day you are approved.

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Quick Cash Loans- Sudden Cash With Easy Application Approval

Introduction:

quick cash loans are the short term loans which are helpful in acquiring the cash amount for your short term temporary needs. These are quite friendly and convenient to attain. To combat the financial crisis and shortage of cash, you can avail easy quick cash loans to have extra funds to meet your requirements. If you are surrounding from unexpected and unavoidable circumstances, the valuable assistance of quick cash no faxing can balance your expenses and help you out in getting rid of financial constraints. In today’s fast pace of world as monthly income is not enough to pay off your unexpected debts and however loans are genuinely required to satisfy an unexpected and urgent financial requirements.

Features:

There are certain features which added the popularity of quick cash among many borrowers. These loans are free from credit checks and no collateral pledging is required. The borrowers going through from bad records can also apply. The loans are available to you online with easy online application. Internet technology is playing a very admirable role in instant accessing of cash. In online procedure you just have to fill a simple online application form with requisite details and the lender will contact you for further terms and conditions related to your loan scheme. The amount will be directly submitted in your account without giving you any discomfort and inconvenience. Family emergencies and unexpected bills can be met easily through the easy funds provided by these loans.

Requirements:

There are certain features which are required in the application procedure for the approval of also amount:

1. The borrower should be a permanent resident of UK.
2. He should be an adult with 18 years of age.
3. He should have bank account under his name.
4. He should have permanent residential address.
5. He should be regular employed with full employment earning steady source of income.
6. He should earn at least £1000 monthly.

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No Employment Check Payday Loan - Quick Cash Advance

Getting a no employment check payday loan is no longer such a big deal. Unexpected emergencies can arise anytime and leave you in a fix. This is where a no employment, no credit check payday loan can come to rescue.

A no employment check payday loan is granted without considering the past credit track record of the borrower. At times you even find companies that do not even conduct an employment detail check before granting the loan. Though there are certain other formalities that the applicant would have to fulfill in order to be eligible for the loan.

Eligibility Requisites

In order to be eligible for a no employment check payday loan, an individual must fulfill all of the below mentioned criteria:

• The applicant must be 18 years or above and should be a citizen of the US.
• He should earn at least $1000 a month.
• He should possess an active checking account that is at least 6 months old.
• He should also have residential proof.

If you fulfill the entire above mentioned criteria, then your no employment check payday loan would be easily granted. If this seems like an appropriate proposition, all you have to do is to find a lending company and apply immediately.

Take Care While Picking A Lending Company

Do proper research and take care of all these pointers:
• Make sure that you locate a reputed company as there are a number of fraud ones out there trying to fool people like you.
• The company you deal with should inform you about all the terms and conditions and deal with complete transparency.
• Be sure to ask about the interest rate that the company would levy on your loan. As yours would be a no employment check payday loan, you are more likely to be charged a higher interest rate.

Once you have located a company that is offering you the best deal, go ahead and sign up with them. You would have to fill up an online application form and submit it for approval. On approval the amount would be electronically transferred into your bank account, the same day.

While all of the above should be in place, do ensure that you repay your no employment check payday loan on its due date to prevent any further damage to your credit rating.

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Small Cash Loans: Financial Relief To Fix Short Term Needs

Having the appropriate finances will only help you in times of crisis. There are times when you might be craving for loans to tackle some of your small needs. Long term loans will be of no help as it involves a lot of formalities. Instead of facing the hassles, you should opt for small cash loans, which is very much flexible. The loans are easy to derive and can be obtained instantaneously.

Small cash loans are designed to assist those individuals who are in need of cash to deal with some of the urgent or emergency needs. To derive these loans, there is no need of pledging collateral. Moreover, the loans are open to both good credit as well as bad credit borrowers, as the loans are advanced by the lender without any credit check.

Through these loans, you can borrow a limited amount in the range of £100-£1500, which is approved on the basis of your income and repaying capability. The repayment tenure is short and usually you are required to pay back the amount, when your next payday arrives. This is the reason why these loans are made available for a period of 2- 4 weeks. With the help of the derived amount, you can take care of needs like paying medical bills, house hold utility bills, car accidental repair etc.

To qualify for the loans, you have to fulfill some preconditions, which are listed below:
• Your age should be more than 18 years
• You must be employed for the past 6 months
• The monthly income drawn should be a minimum of £1200
• A valid bank account at least 3 months old

Since these are short term loans, interest rate levied on the loans are marginally high. This makes t he loans a bit expensive. But then a proper research of the market using the online services will surely help you to get a better loan deal. Moreover, online application of the loans is considered to be safe and reliable.

With small cash loans, you will be able to tackle any short term financial crisis, without any disdain.

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No Employment Check Payday Loan - Quick Cash Advance

Getting a no employment check payday loan is no longer such a big deal. Unexpected emergencies can arise anytime and leave you in a fix. This is where a no employment, no credit check payday loan can come to rescue.

A no employment check payday loan is granted without considering the past credit track record of the borrower. At times you even find companies that do not even conduct an employment detail check before granting the loan. Though there are certain other formalities that the applicant would have to fulfill in order to be eligible for the loan.

Eligibility Requisites

In order to be eligible for a no employment check payday loan, an individual must fulfill all of the below mentioned criteria:

• The applicant must be 18 years or above and should be a citizen of the US.
• He should earn at least $1000 a month.
• He should possess an active checking account that is at least 6 months old.
• He should also have residential proof.

If you fulfill the entire above mentioned criteria, then your no employment check payday loan would be easily granted. If this seems like an appropriate proposition, all you have to do is to find a lending company and apply immediately.

Take Care While Picking A Lending Company

Do proper research and take care of all these pointers:
• Make sure that you locate a reputed company as there are a number of fraud ones out there trying to fool people like you.
• The company you deal with should inform you about all the terms and conditions and deal with complete transparency.
• Be sure to ask about the interest rate that the company would levy on your loan. As yours would be a no employment check payday loan, you are more likely to be charged a higher interest rate.

Once you have located a company that is offering you the best deal, go ahead and sign up with them. You would have to fill up an online application form and submit it for approval. On approval the amount would be electronically transferred into your bank account, the same day.

While all of the above should be in place, do ensure that you repay your no employment check payday loan on its due date to prevent any further damage to your credit rating.

Source : Click here

Cash Loan in London UK - Quick Money Till Payday

Quick cash loans are certainly needed in this uncertain life. Even though we already make a complete budgeting from our salary, we sometimes need some small extra money in some particular moments. In order to handle your financial emergencies, quick cash loans are the best way to fulfill your short term needs such as daily expenditure, unpaid bill, etc. Cash loan in London UK has slight differences with payday loans in the US.

UK quick cash loans are quite unique since they almost don't have any requirement at all. They need no security on loaning you some money. They are really open to any applicant, whether you have good or bad credits on your record. They are also very flexible regarding on their repayment terms. You could still discuss further more with the lender to have extension payment on valid grounds, but please advise the loan lender earlier whenever you have some difficulty on payback the loan amount. After you acknowledge of all this amusing requirements, I am confident that you quite agree with me that you can depend on this kind of loans whenever you need a quick cash on your hand within 42 hours.

Despite all their unique facilities, you should be aware that this cash loan comes with a higher rate of interest. This is because the basic idea of London cash loans exist is to provide urgent financial inadequacy. People urgently need this kind of loans in quite short moment in order to encounter their financial crisis in a middle of the month. This kind loan also has borne all the risks from their unsecured requirements above. So this high rate still considerable for these reasons.

If you take a look around on how much interest rates that other loan lender offers, you will then acknowledge that online cash loans have much benefits available for you. You only need to choose quick London cash loans that satisfy your needs just by a click away. At the end you will find this rate above is considerable enough. As an emergency cash loan, a quick cash loan need to be easily accessible and acquiring fast approval process. That is why you can always find application form being provided in every cash loan companies online. Just by giving simple information such as names, age of 18th at least, checking account to wired your loans, and regular job.

In just a short period after you submit you application form, you will easily qualify to have money loans transferred to your account from 100 -1000 pounds. What I mean by easily qualify here is because they include bad credit holders also. If you are a new applicant, you can only borrow up to 500 pounds for the first time.

Quick cash loan in UK will need you to pay back your loan amount within one or two weeks after. Whenever you have difficulties on pay back the loan on time, you can talk to the lenders to have repayment extension to the next agreed time. But please remember that this extension repayment will cost you with some interest also.

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